House votes to ban live checks

Checks sent to Minnesotans that deceptively sign people up for unplanned purchases or enroll them in a club would not be legal under a bill the House approved 103-30.

“In many cases, people don’t know they’ve been tricked until it’s already too late,” Rep. Andrew Falk, DFL-Murdock, said. “Unknown charges and fees start showing up on their credit card or bank statement for high-cost, low value products or services they don’t want."

In many cases, the so-called "live checks" require an endorsement, which commit the person to an unplanned expense.

But some lawmakers said Minnesotans need to look out for themselves.

"We need to stop this effort to constantly protecting people from themselves," Rep. Paul Kohls, R-Victoria, said.

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